Found an article about "making babies affordable"-Some good ideas to help offset costs of having a new baby. We pack lunches for the older kids-it's amazing how quick you can spend money on cafeteria lunches. With a new baby, we buy in bulk-bulk diapers and wipes, breastfeeding eliminates the cost of formula, and being prepared for any healthcare costs associated with the birth and aftercare by calling the insurance company and care providers by the 3rd trimester has been a really good way to estimate true costs based on where our deductibles, etc are at that time.